Get real Ok-Life-Accident-and-Health-or-Sickness-Producer exam questions for better preparation
Real Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer practice exam questions for easy pass!
Updated: Jun 03, 2026
No. of Questions: 157 Questions & Answers with Testing Engine
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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. The insured is dissatisfied with the handling of a claim. How long does the insured have to bring a lawsuit against the insurer?
A) 5 years
B) 7 years
C) 3 years
D) 1 year
2. The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the
A) application.
B) entire contract.
C) certificate.
D) policy summary.
3. Term life insurance is more appropriate than whole life insurance when the
A) policyowner wants to borrow against the life insurance policy values.
B) maximum protection is needed, but the insured cannot afford premium payments for permanent insurance.
C) insured needs low cost permanent life insurance protection.
D) policyowner desires an accumulation of cash values.
4. One advantage of a whole life insurance policy is that it offers
A) Liberal underwriting guidelines.
B) Permanent coverage.
C) Variable premium amounts.
D) Initial lower premiums.
5. A whole life insurance policy issued by a mutual insurer that provides a return of divisible surplus is called a
A) straight whole life insurance policy
B) participating whole life insurance policy
C) limited pay whole life insurance policy
D) continuous premium whole life insurance policy
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: B |
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